St. Luke's Financial Assistance Program
St. Luke’s is committed to providing financial assistance to persons
who have health care needs and are uninsured, underinsured, ineligible
for a government program, or otherwise unable to pay.
We are here to assist you if you are unable to pay all or part of your
St. Luke’s medical bill and answer questions you may have regarding
your bill.
St. Luke’s Hospital
218.249.5340 (866.303.5340)
|
St. Luke's Home Care
218.249.6111
|
St. Luke’s Clinics
218.249.6870
|
St. Luke's Hospice
218.249.6100
|
Program Guidelines
- Must pertain to medically necessary care provided by St. Luke’s
- Services not billed by St. Luke’s are not eligible for this program
- Must pertain to services provided within the last 12 months
- This is not an insurance program
Program Qualifications
-
Based on a sliding scale:
- 100% discount if household income is less than 100% of Federal Poverty
Guidelines (FPG)
- 90% discount if household income is between 101% and 150% of FPG
- 75% discount if household income is between 151% and 200% of FPG
- Greater of amounts generally billed or 50% discount if household income
is between 201% and 300% of FPG
- The value of your assets is at or below $10,000 for a single person and
$20,000 for a household of two or more
- Application is completed, along with required documents
- Eligibility is determined after reviewing your financial circumstances
How to Apply
There are three ways to receive a Financial Assistance Application:
-
Download an application:
St. Luke's Financial Assistance Program Application
-
Call St. Luke’s at
218.249.5340 or
866.303.5340 and provide your mailing address
- Pick up an application or receive help completing it from any clinic registration
desk or the Financial Counselor Office (Room number: SLH-1W073),
- St. Luke’s Hospital, 915 East First Street, First Floor, Duluth, MN 55805.
Billing Information
Before any medical appointment at St. Luke’s Hospital or St. Luke’s
clinics, check with your insurance company for coverage requirements,
including whether a referral or prior authorization is needed.
If you do not have insurance, you may qualify for Medical Assistance through
your county or state.
St. Luke’s will bill your insurance for charges related to your visit.
You will be billed for any remaining balance.
You will not be charged more than the amounts generally billed for emergent
and medically necessary care.
If you are unable to pay the balance in full or have questions regarding
your coverage, please contact a St. Luke’s representative.
St. Luke’s Hospital
218.249.5340 (866.303.5340)
|
St. Luke's Home Care
218.249.6111
|
St. Luke’s Clinics
218.249.6870
|
St. Luke's Hospice
218.249.6100
|
A collection agency may be used when balances go unpaid.
St. Luke's Billing and Collections Policy
St. Luke's Financial Assistance Program Policy