Clinic Staff
Clinic Manager, Karen Cheslak,
218.249.7920
Director, Clinic Operations, Terri Ruberg,
218.249.7920
After Hours/Emergency Care
If you need immediate care for a condition that is not life-threatening,
go to the nearest
Urgent Care.
If you or a family member is experiencing a life-threatening injury or
illness, call 911.
Prescription Refills
If you need a prescription refilled, contact your pharmacy. They will work
with your St. Luke's doctor to coordinate your refill.
Billing and Insurance
St. Luke's medical clinics accept Medicare, Medical Assistance and
most commercial insurance and health plans. If you have questions about
insurance coverage at our clinic, please call your insurance or health plan.
Co-pays or minimum cash payments are collected at the time of your office
visit. We will bill your primary and secondary insurance claims for you.
After payment is received from your insurance provider, you will be billed
for deductibles, additional co-pays and services not covered by your insurance.
A finance charge of 1 percent per month may be applied to patient balances
that are more than 90 days past due.
For elective procedures not covered by insurance, please talk to the business
office about payment arrangements before you have the procedure.
St. Luke's accepts Visa, MasterCard and Discover. If you need help
with payment arrangements, please talk to a patient account representative
at your clinic.